What does yours say?
What does yours say?
A credit report contains confidential data relating to you, your financial accounts, their conduct and those that are financially associated with you.
Whether you are registered on the electoral roll, pay for utilities, have a mobile contract, credit cards or loans, these all leave a footprint on your credit file.
Lenders will look at your credit report, so keeping your accounts in order will only have a positive impact.
It is a good idea to regularly review your credit reports to ensure you are on top of your finances and that you can rectify any issues as they arise.
There are various credit referencing agencies in the UK and mortgage lenders will use an array of these to carry out a search(s) on you.
So which one should you use?
That’s easy, use the link below and it will redirect you to a multi-credit referencing agency.
They will issue you with a full credit report detailing the data that each credit referencing agency has collected on you.
You will be issued with one, simple to understand, report.
Once you have obtained this report, we can help you understand it and discuss the details with you.
We will help you to understand your likelihood of being accepted for a mortgage application.
What if my credit report isn’t looking great?
Don’t panic, we are here to help!
Give us a call and we can go through your options – you might be surprised to know that if you have missed payments, defaults, County Court Judgements (CCJ’s), Debt Management plans or a past Bankruptcy, we may still have options available.
As a referred service, we are not responsible for any information or advice given. If you obtain a report the firm may receive a fee.
Parkers Financial Solutions Ltd is an appointed representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only. Registered address 10 Speen Place, Newbury, Berkshire, RG14 1RX. Registered in England & Wales under number 9290167.